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Contact Veness for an appraisal of
your property. A verbal appraisal will not cost you
anything, and if we market your property for sale, we
operate a strictly no-sale no-fee policy.
The following will give you some
idea of the charges you should expect to have to pay:
- Solicitors fees: either shop around for quotes,
or use your usual solicitor.
- Mortgage redemption charge: if you are changing
your lender and your existing mortgage is less than
five years old, you may have to pay a charge to that
lender which could be the equivalent of up to three
months' interest payments plus administration fees
(normally only applies to fixed-rate mortgages).
- Disconnection of services: no charge is levied
by the utilities companies for disconnection, however
ensure you give at least seven working days notice
of your intention to move, together with your moving
date, so that they can ensure your final bill is accurate.
You should also bear in mind
that the following matters are also likely to require
your attention:
- Obtain quotes from removal/DIY
van hire firms.
- Arrange buildings and contents
insurance for the new property. You may be able to
transfer your existing policies. If not, remember
to claim a refund on old policies after the move.
- Warn car insurer about the
move - you may have to pay a higher premium. Fill
in change of address sections of vehicle registration
form on your driving licence and send to DVLA.
- Contact both current and
future local authority to avoid being asked to pay
double council tax.
- Advise electricity, gas and
water companies. Arrange for meters to be read directly
before and after the move. There is no charge levied
by the electricity, gas, telephone and water companies
for reconnecting services. Telephone companies may
levy a charge. Arrange to switch phone number if required
and billing, giving at least two weeks' warning. Ring
BT free on 150.
- Arrange with the Post Office
for redirection of mail.
- If renting TV or video, check
whether you can take it to your new home; if not,
cancel the contract. Fill in change of address form
on TV licence and take it to a Post Office. Also notify
Post Office if you have any Premium Bonds or National
Savings certificates or are drawing a state pension.
- Advise your bank of the move
as well as your tax office, any lenders, or professional
advisers.
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